Your Guide to Summer Heat Safety
Posted: May 25, 2024
The importance of enjoying the heat of summer safely cannot be overstated, especially when we are witnessing a trend in worldwide record-breaking temperatures. The risks associated with these rising temperatures can be severe without critical safety measures. With National Heat Awareness Day approaching at the end of May, people can have access to important safety and health information that will allow them to enjoy the...
The Role of Child Term Riders in Life Insurance
Posted: May 22, 2024
Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...
What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?
Posted: May 13, 2024
Given the complexities associated with the health insurance industry in the United States, more people are turning to tax-advantaged alternatives like Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Employers offer FSAs as part of a group benefits package. Unfortunately, funds in an FSA are subject to a “use-it-or-lose-it” rule, where unused funds are forfeited at the end of the plan’s term. Therefore, strategic...
How to Manage Pollen & Other Spring Allergies
Posted: May 10, 2024
Spring marks a time of relief from the extreme conditions of winter, brightened by blossoming flowers and the freedom of comfortably enjoying the outdoors. Unfortunately for many people, Spring also marks a time of sinus congestion and uncomfortable sneezing caused by the pollen of those blossoming flowers. Understanding the nature of spring allergies and finding the best treatments for symptoms are practical ways of reducing...
The Thoughtful Choice of Life Insurance for Mother’s Day
Posted: May 7, 2024
On Mother’s Day, we are all looking for the right gift to express how grateful we are and how much we owe to our mothers. While nice and sweet, the traditional flowers and chocolate are very general expressions of our gratitude for our mothers. Sometimes, a pragmatic and practical gift can surprise and delight. The gift of life insurance speaks to the protective instincts of...