Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Happens to My HSA If I Change Health Plans?
Posted: November 13, 2024
A health savings account (HSA) is a great way to save money for medical expenses, especially considering that your contributions, interest, and earnings are tax-free. But what happens if you quit your job, retire, or move, causing you to change your health insurance plan? Here are some pointers to help guide you through a health plan switch. Your HSA Is Yours to Keep No matter...
Healthcare Fraud: What to Look for & How to Prevent It
Posted: November 10, 2024
Your health is among life’s most valuable assets. We trust doctors and medical workers to look after us and ensure we stay well. When your medical information is used to commit fraud, it can impact your financial health. Additionally, an already strained health system is abused for nefarious purposes. We can protect ourselves and our community by knowing how to spot and prevent healthcare fraud. ...
What Are My Life Insurance Premium Options?
Posted: November 7, 2024
Life insurance is one of the most effective ways to protect your loved ones from financial trouble if you suddenly pass away. But what type of policy is best for you and your budget? There are several general categories of life insurance. These life insurance policies can be evaluated based on the cost of monthly premiums. Some are fixed premium policies—the premiums do not increase...
The Pros & Cons of Group Disability Plans
Posted: October 28, 2024
October is National Disability Employment Awareness Month (NDEAM), a time to raise awareness about supporting employees with disabilities and promoting inclusive workplace policies. One such policy offers group disability insurance, a valuable part of employee benefits packages. Group disability insurance provides financial protection for employees who cannot work due to illness or injury. With the growing recognition of disability insurance as a key element in...
Health Insurance Tips for Open Enrollment Season
Posted: October 25, 2024
Open enrollment season is the annual window when individuals can sign up for or change their health insurance coverage. Typically lasting a few weeks, it offers a critical opportunity to adjust your plan based on changing healthcare needs. Whether you’re renewing your current plan or considering new options, reviewing your coverage is essential. Making informed decisions during this period ensures you have the right benefits...